Conforming Mortgage Rates

Conforming mortgage rates apply to mortgage loans that are at or below the industry standard loan sizes established by Fannie Mae and Freddie Mac. With conforming mortgage rates at historic lows, millions of homeowners are taking advantage by refinancing their existing mortgage loans.

Before the housing industry began its downward spiral in 2007, conforming mortgage rates were significantly higher than they are today. Reaching never-before-seen lows, the current conforming mortgage rates today are helping to revive the damage housing industry.

Differentiating between conventional mortgages and conforming mortgages can be confusing. However, the difference is quite simple. A conventional mortgage is a mortgage loan that is not backed by the federal government. For example, FHA, VA and USDA mortgage loans are not conventional mortgages, but they can be conforming mortgage loans, depending on the loan size. Again, conforming mortgage rates are based on the loan sizes set by Freddie Mac and Fannie Mae.

There may never be a better time to secure some of the lowest conforming mortgage rates the housing industry has ever seen. Waiting for conforming mortgage rates to fall even lower may be a mistake. If you're an existing homeowner, refinance with low conforming mortgage rates. If you're a first-time home buyer, lock in with low conforming mortgage rates today.

Call the mortgage professionals at Total Mortgage today at 877-868-2503 to secure some of the lowest current mortgage rates in the country. You can also complete the form below and a licensed loan officer will contact you directly.

Total Mortgage is an industry leading mortgage broker and lender, funding over $4 billion in mortgage loans since 1997. The mortgage professionals at Total Mortgage have become trusted financial partners with thousands of homeowners across the country. From our enthusiastic and knowledgeable staff of licensed loan officers to our proficient and dedicated closing department, and everything in between, Total Mortgage has the tools to get the job done right. Our advanced processing technology allows us to handle each individual file with tremendous attention, while our in-house underwriting offers the speed and flexibility that is not typical of the mortgage industry today. The convenience in our customer service is unrivaled.

Whether you're looking to buy a home or simply want to tap into the equity in your existing home, the mortgage experts at Total Mortgage provide top-notch customer service and are proud to offer some of the lowest current mortgage rates available anywhere in the country.

Call 877-868-2503 today and see for yourself why Total Mortgage is a trusted financial institution with integrity as solid as our reputation.

Because Total Mortgage is both a mortgage lender and a broker, we offer the widest array of mortgage products and mortgage programs around to meet your home financing needs. Our complete line of products and programs is one of the most diverse and extensive found anywhere in America, and we offer some of the lowest current mortgage rates in the country.

Some of the more popular products and programs offered by Total Mortgage include:

• First-Time Homebuyers
• Fixed-Rate Mortgages
• Adjustable Rate Mortgages (ARMs)
• Jumbo Mortgages
• Super Jumbo Mortgages
• FHA Mortgages
• Co-Op Mortgages
• No Point, No Fee Mortgages

Fill out the form below and a mortgage expert from Total Mortgage will contact you to discuss your mortgage-related questions and find the lowest current mortgage rates available today.